Best The Debt Free Guys Podcasts (2025)

1
The Debt-Free Lie No One Talks About 7:06

10d ago7:06

7:06

Everyone tells you to be debt-free—but what if that goal is a trap? Damon shares the story of Anthony, a man who paid everything off… and still ended up back in debt. In this eye-opening episode, Damon unpacks the real definition of debt (hint: it’s not just credit cards and loans) and explains why the fantasy of “zero balance” might actually cost …

1
#220 — George Kamel: Break Free From Debt, Ditch the Credit Score Game & Build Real Wealth 1:03:39

18d ago1:03:39

1:03:39

“The borrower is slave to the lender. If you owe someone money, you’re not fully free.” — George Kamel The post #220 — George Kamel: Break Free From Debt, Ditch the Credit Score Game & Build Real Wealth first appeared on The Next Level Guy Show.By Ian Dawson Mackay

1
Why Money Discussions Feel So Damn Hard — And How to Make Them Easier 6:16

1d ago6:16

6:16

Money discussions should be simple—but they rarely are. Fear, anger, mistrust, and emotional baggage make even basic talks feel explosive. In this episode, Damon Day unpacks why money conversations are so hard, what’s really going on underneath, and how to finally talk about money without losing your mind (or your relationship). Need help sorting t…

1
What I Learned in My 30 Years as a Debt Coach: Hard Truths, Big Wins, and Letting Go 9:00

4d ago9:00

9:00

After three decades as a debt coach, I’ve held sobbing clients, watched others walk into disaster, and celebrated life-changing wins with those who were finally ready to act. In this heartfelt episode, I share the biggest lessons I’ve learned—about money, human nature, and what it really takes to change your life. You’ll hear the surprising truth a…

1
Are You Fabulous or Just Financially F*cked? | Queer Money Ep. 589 10:50

4d ago10:50

10:50

Are you financially fierce or flaccid? On this week’s Queer Money, we’re serving up some real talk with a side of glitter.✨ We're diving into the fabulous façade many LGBTQ+ folks feel pressured to maintain—and asking the hard question: is your bank account living its truth, or is it buried under a pile of maxed-out credit cards and designer receip…

1
The Truth About Late Payments and Debt Collectors 34:57

5d ago34:57

34:57

Is missing one payment really the end of the world? Not even close. In this episode, Steve Rhode and Damon Day dig into the real fears around debt—like dodging debt collectors and panicking over late payments—and explain why most of that anxiety is based on myth, not reality. From hilarious behind-the-scenes stories to practical strategies, you’ll …

1
The Credit Trap: How Good Options Disappear While You Wait 11:19

7d ago11:19

11:19

Easy access to credit can feel like a lifeline—but it’s often a trap that silently drains your future. In this episode, Damon breaks down why waiting to deal with your debt might feel safe, but actually costs you your best options. You’ll hear the story of someone who waited too long, why most people delay action until it’s almost too late, and wha…

1
#222 Reinventing Yourself with Style: Eva Schubert on Art, Identity & Living Off-Script 1:30:06

3d ago1:30:06

1:30:06

"You don’t need to justify your existence with utility. Beauty is enough." — Eva Schubert The post #222 Reinventing Yourself with Style: Eva Schubert on Art, Identity & Living Off-Script first appeared on The Next Level Guy Show.By Ian Dawson Mackay

1
Debt Doesn’t Just Break Your Bank—It Breaks Your Brain 10:59

9d ago10:59

10:59

Ever felt like your brain just shuts down when bills pile up? That’s not weakness—it’s survival mode. In this episode, Steve shares the science behind debt panic, why even high earners like John can fall hard, and how shame, stress, and fear hijack your ability to make good decisions. You’ll hear real stories, practical advice, and why finding a re…

1
The Richest Gay Celebrities and What They're Doing Right With their Money | Queer Money Ep. 588 12:23

10d ago12:23

12:23

What money habits can we learn form rich gay celebrities? This Ever wonder how LGBTQ icons like Anderson Cooper, RuPaul, and Elton John went from fabulous to filthy rich? On this episode of Queer Money, we spill the financial tea on how these legends stacked their coins—with side hustles, savvy real estate moves, and unapologetically owning their b…

1
One Class, a Lifetime of Mistakes? The Myth of Financial Literacy 8:03

16d ago8:03

8:03

We all say we want to raise financially savvy kids—but what if we’re accidentally setting them up to fail? In this episode, Damon Day dives into why one-off financial literacy classes aren’t enough, how kids actually learn about money, and why giving them real experience (yes, even with a credit card) might be the smartest move you make as a parent…

1
#221 Yoga for BJJ: Build Flexibility, Prevent Injuries, and Boost Performance — with Bianca Ilea 1:10:43

15d ago1:10:43

1:10:43

"Yoga isn't just stretching — it's learning how to move better, recover smarter, and stay on the mats longer." — Bianca Ilea The post #221 Yoga for BJJ: Build Flexibility, Prevent Injuries, and Boost Performance — with Bianca Ilea first appeared on The Next Level Guy Show.By Ian Dawson Mackay

1
The Most Powerful Saving Techniques I’ve Seen in 30 Years 8:00

17d ago8:00

8:00

Struggling to save money—even when you know you should? In this powerful episode, Steve Rhode dives deep into the most effective saving techniques that actually work in real life. With over 30 years of experience helping people get out of debt, Steve shares unforgettable stories about emotional spending, budgeting breakdowns, and how small changes …

1
Struggling to Get Out of Debt? Why a Debt Coach is Your Secret Weapon. 7:37

18d ago7:37

7:37

If you’ve ever felt like you’re drowning in debt, confused by the system, and overwhelmed by empty promises, this episode is for you. Damon Day, the new Get Out of Debt Guy, is rolling solo today to talk about what real debt help looks like — and why having the right debt coach by your side can change everything. You’ll hear real stories of people …

1
The Truth About Financial Intimacy - When Love Gets Awkward 7:05

25d ago7:05

7:05

You can share a bed, a future, and even a family—but if you can’t share your financial truth, the cracks will show. In this episode, Steve unpacks why financial intimacy is often harder than physical intimacy, how hidden money secrets can quietly destroy relationships, and what happens when one partner finally decides to come clean. Plus, you'll he…

1
Slay Your Financial Fears: 5 Fierce Steps to Conquer Money Anxiety 18:47

25d ago18:47

18:47

Money stress got you in a chokehold? You're not alone, and you’re not broken. In this episode, we get real about financial anxiety—that all-too-familiar spiral of dread that hits your gut when you check your bank account. But here's the twist: it’s often not about the dollars—it’s about the drama behind them. 💅 We kick things off with a heartfelt q…

1
Too Broke to Win: Why Being in Debt Costs More Than You Think 32:53

26d ago32:53

32:53

When you're broke, being smart with money isn't enough. In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) unpack the hidden costs of living in debt—how fees, interest, lost time, and limited options keep people stuck. From $14 billion in late fees to the myth of credit scores over freedom, this i…

1
#219 – Brain Healing, Deep Sea Living & Human Performance with Dr. Deep Sea 1:00:30

25d ago1:00:30

1:00:30

"Take charge of you. You are 100% in charge. Don’t stop learning. Don’t stop looking. Don’t stop exploring." — Dr. Joseph Dituri The post #219 – Brain Healing, Deep Sea Living & Human Performance with Dr. Deep Sea first appeared on The Next Level Guy Show.By Ian Dawson Mackay

1
You Reboot Everything Else—Why Not Your Debt? 9:52

27d ago9:52

9:52

We reboot our phones, our routers, even our laptops when they freeze—without hesitation. But when our finances lock up? We stall. We panic. We wait. Why is that? In this episode of The Get Out of Debt Guy podcast, Steve shares a powerful, immersive story about the hidden emotional roadblocks that keep people stuck—and the simple, life-changing powe…

1
In Debt and Starting Over: Why It’s Not the End—It’s the Exit 7:26

30d ago7:26

7:26

Feeling stuck in debt? Starting over might sound like failure, but it could be the smartest, most freeing move you’ll ever make. In this episode, Damon Day shares why hitting reset isn’t the end—it’s the exit. If you’re ready to breathe again, this one’s for you. Want to talk to Damon? Visit https://damonday.com…

1
How to Do Credit Repair the Right Way Without Committing a Felony 36:18

1M ago36:18

36:18

Is fixing your credit really that hard—or are scammers just making a fortune convincing you it is? In this episode, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, break down the surprisingly simple truth about credit repair—and the dangerous line where it crosses into credit fraud. From bogus CPNs to sket…

1
RTO Economics: Who Truly Profits from Your Return? 15:18

1M ago15:18

15:18

Return to Office? Honey, At What Cost?! In this episode, we’re breaking down the real price of trading sweatpants for slacks. From $18 salads to skyrocketing childcare and grooming costs, heading back to the office could be draining your bank account by nearly $3,000 a month. But wait—there’s more! We’re spilling the tea on who really benefits from…

1
Too Ashamed to Start Over? This Is What You Need to Hear 6:26

1M ago6:26

6:26

If you’ve just hit rock bottom—or you're stuck in the guilt, fear, and shame of financial failure—this episode is for you. In this raw and compassionate conversation, Steve shares what really keeps people from starting over, and why the problem isn’t your finances—it’s the weight you’re still carrying. You’ll hear powerful stories from his time as …

1
Making Extra Money: The Proven Side Hustles That Actually Work (and the Ones That Don’t) 15:51

1M ago15:51

15:51

Is it possible to make extra money without burning yourself out in a second job you hate? Damon Day says yes—and in this episode, he’s walking you through the side hustles that actually work. Whether you're trying to avoid late bills, kill off debt, or just want a little breathing room in your budget, this episode breaks down exactly how to get sta…

1
Building Resilience in Retirement Planning Amidst Market Chaos 10:38

1M ago10:38

10:38

Don’t Let a Market Tantrum Wreck Your Retirement Glow-Up The stock market’s throwing a fit again—cue the dramatic music and the ghost of 1930s-style tariffs. But before you clutch your pearls and cash out your 401(k), let’s talk strategy. On this episode of Queer Money, we break down what all this market chaos actually means for your retirement dre…

1
Panic Is Expensive: How Fear Wrecks Your Finances and Fuels Bad Decisions 31:54

1M ago31:54

31:54

The market’s tanking. Your retirement account just took a nosedive. And TikTok says a magic letter can make your debt vanish. Deep breath. In this episode of The Get Out of Debt Guy Podcast, I’m joined by Damon Day to unpack how fear—not numbers—is the real danger when it comes to both investing and debt. We’ve seen it all: folks yanking their reti…

1
#218 Cracked Open – Carly Wopat on Turning Pain Into Purpose 1:29:11

1M ago1:29:11

1:29:11

"Every time I’ve gone through something difficult, it’s cracked me open—and from that space, something new could grow." — Carly Wopat The post #218 Cracked Open – Carly Wopat on Turning Pain Into Purpose first appeared on The Next Level Guy Show.By Ian Dawson Mackay

1
#217 – Erika Ettin: Fix Your Dating Profile, Stop Overthinking & Master Online Dating 1:05:21

1M ago1:05:21

1:05:21

"If you’re struggling with dating, the problem isn’t the apps, the city, or your age—it’s how you’re using them. Be intentional, be confident, and most of all—be yourself." – Erika Ettin The post #217 – Erika Ettin: Fix Your Dating Profile, Stop Overthinking & Master Online Dating first appeared on The Next Level Guy Show.…

1
Saving Money Might Not Feel Sexy — But It Can Be If You Let It. 12:15

1M ago12:15

12:15

Feel like you’ve failed at saving money? You’re not alone—and you’re not broken. In this episode, Steve, The Get Out of Debt Guy, shares how saving money has changed over the decades and how the system is wired to keep you spending. But here’s the good news: you can still build real savings—without pain, guilt, or spreadsheets. 👀 Inside this episod…

1
Dave Ramsey… We Should Talk About This? 11:18

1M ago11:18

11:18

Millions swear by Dave Ramsey’s advice—but what if following it blindly is costing you more than you realize? In this episode, Steve opens up a respectful but honest conversation about: - Why Dave’s advice works for some… and hurts others. - The hidden cost of the “pay it all off first” mindset. - Why relying only on debit cards might be riskier th…

1
Getting Debt Free Isn’t One-Size-Fits-All: Why Your Plan Needs to Fit You 6:43

2M ago6:43

6:43

Feeling overwhelmed by debt and not sure how to get debt free? You’re not alone—and the truth is, getting debt free isn’t a one-size-fits-all journey. In this episode, I break down why your path to becoming debt free should be based on your life, your goals, and your unique challenges—not some cookie-cutter plan. We’ll talk about: • Why becoming de…

1
Mastering Your Retirement: Nine Essential Financial Strategies | Queer Money Ep. 584 11:55

2M ago11:55

11:55

How can you guarantee a fabulous retirement? Retirement isn’t just about the dollars—it’s about designing a life of freedom, security, and fierce self-expression. In this episode, we’re diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos. Because let’s face i…

1
You Just Got Sold Out and Abandoned: How the CFPB and Congress Just Put Your Finances at Risk 28:47

2M ago28:47

28:47

Payday loans, overdraft fees, and financial protection—everything you thought was regulated just got turned upside down. In this eye-opening episode, consumer debt experts Steve Rhode and Damon Day expose how Congress quietly revived a dangerous banking loophole, while the Consumer Financial Protection Bureau (CFPB) stripped away critical protectio…

1
#216 – Ermina Isanovic: Rewire Your Mind, Break Negative Patterns & Create Lasting Change 1:04:24

2M ago1:04:24

1:04:24

"Your thoughts create your reality. If you’re stuck in a cycle of negativity, it’s not because you’re broken—it’s because your mind has been trained that way. The good news? You can rewire it. With the right tools, you can break patterns, shift your mindset, and start living the life you actually want." – Ermina Isanovic The post #216 – Ermina Isan…

1
Debt Crisis: What to Say (and What Not to Say) to Someone You Care About 9:15

2M ago9:15

9:15

When someone you care about is in a debt crisis, knowing how to help without making things worse is harder than it sounds. In this episode, I break down what to say (and what not to say) to someone going through a financial crisis—and how your support can be the thing that helps them find a way out. We’ll talk about why a debt crisis isn’t just abo…

1
Credit Score Improvement Tips That Actually Work (No Gimmicks, Just Results) 10:24

2M ago10:24

10:24

Struggling with a low credit score and don’t know where to start? In this episode of The Get Out of Debt Guy Podcast, Damon Day pulls back the curtain on the credit score improvement tips that actually work—no fluff, no gimmicks, and no shady “credit repair” schemes. Whether you’re dealing with collections, maxed-out cards, or just trying to rebuil…

1
You’ve Been Lied To—Debt Elimination Isn’t What You Think 8:23

2M ago8:23

8:23

What if everything you thought you knew about debt elimination was actually keeping you trapped? In this eye-opening episode, Steve pulls back the curtain on the myths, half-truths, and hidden traps that keep millions stuck in the cycle of debt—even when they’re making every payment on time. You’ll hear the real options for getting out for good, fr…

1
Gaslighting Ourselves: The Psychological Impact on LGBTQ+ Finances | Queer Money Ep. 583 14:07

2M ago14:07

14:07

Stop Gaslighting Yourself About Your Money, Darling! Let’s spill the financial tea, shall we? In this episode, we dive into the sneaky, self-sabotaging habit of self-gaslighting—yes, it’s a thing—and how it’s keeping too many in the LGBTQ community stuck in a cycle of overspending, under-planning, and telling themselves it’s totally fine when it’s …

1
Fries Now, Regret Later? Klarna, DoorDash & the Debt Trap You Didn’t See Coming 34:10

2M ago34:10

34:10

Explore the financial implications of financing food. Steve and Damon unpack the true costs of using Klarna for deliveries. In this episode of the Get Out of Debt Guy Podcast, Steve and Damon dive into the mind-boggling world of financing your fries. That’s right—DoorDash is now letting you pay for takeout in installments with Klarna. Sounds conven…

1
#215 – Louee Dessent-Jackson: Bringing History to Life, YouTube Success & Following Your Passion 1:03:32

2M ago1:03:32

1:03:32

"Most people think history is just dates and battles, but it’s the personal stories that make it real. I wanted to create something where you don’t just learn about history—you experience it. Whether it’s marching in Napoleon’s army, standing in a Viking shield wall, or surviving in a WWII tank, Survive History is all about putting you in the momen…

1
121 | People Pleasing and Your Finances - Why ‘Nice Guys’ are Broke Guys 19:20

2M ago19:20

19:20

Are you a People Pleaser when it comes to how you manage money with your spouse? Years ago, Dylan realized he was a people pleaser. If Rebecca wanted to, she could have exploited Dylan's "Nice Guy" tendency to let her spend money how she wanted. Instead she encouraged Dylan to stand his ground and hold her accountable. As we started coaching, we no…

1
The Biggest Mistakes that New Note Investors Make 41:16

2M ago41:16

41:16

Hey Note Closers! Scott Carson here, ready to share some hard-earned wisdom to help you avoid the pitfalls many note investors fall into. Based on two decades of experience, I've identified the 11 most common mistakes, and I'm here to show you how to sidestep them and unlock true note investing success. The 11 Biggest Mistakes: This episode isn't a…

1
Build Wealth Easily: The Stupid Simple Millionaire Approach Even if You Are in Debt 39:08

2M ago39:08

39:08

Stop waiting to be debt-free—discover the strategies to start investing today! The biggest lie keeping you broke? Waiting until you're debt-free to start building wealth. In this episode, we reveal why time—not debt—is your biggest asset and how you can start growing your money today with stupid simple strategies. From side hustles that create magi…

1
#214 Unbreakable: Damien Rider on Resilience, Extreme Challenges & Mental Mastery 2:15:29

2M ago2:15:29

2:15:29

"Most people let pain define them—I use it as fuel. When life knocks you down, you have two choices: stay down or push forward. The only way out is through. Every challenge, every moment of struggle, is a chance to prove to yourself that you're stronger than you think." – Damien Rider The post #214 Unbreakable: Damien Rider on Resilience, Extreme C…

1
120 | Life Style Trends for Your Debt Free Journey 24:42

2M ago24:42

24:42

120 | Life Style Trends for Your Debt Free Journey Living Debt Free is a lifestyle choice that drives your daily financial decisions. But when you're deciding how to spend your money, it's usually about more than how much something costs. You want to feel confident about what you buy and feel like it was a good use of your money! This week we're sh…

1
Investing Basics Made Simple: Start Now, Even in Debt!' 39:19

2M ago39:19

39:19

Don't let debt hold you back from investing. Here's how to start with ease. Afraid to invest because you’re still in debt? In this episode of the Get Out of Debt Guy podcast, Damon Day and I break down why waiting until you’re debt-free might actually be costing you big time. We get into the mindset traps that keep people stuck, the simple ways to …

1
Facing Retirement: Financial Challenges for Gay GenXers | Queer Money Ep. 582 15:48

2M ago15:48

15:48

Are Gay GenXers Too Broke to Retire? Are gay Gen Xers destined for a financially fabulous retirement 💸✨, or are we teetering on the edge of a financial faceplant? On this episode of Queer Money, we spill the ☕️ on whether our generation is doomed to work ‘til we drop or if there’s still time to secure that dream retirement—one with bottomless brunc…

1
#213 Stephan Kesting: Surviving the Wild – Perseverance, Problem-Solving & Mental Strength 1:25:59

2M ago1:25:59

1:25:59

"Sometimes, the only way out is through. Perseverance isn’t about never struggling—it’s about pushing forward anyway. Whether it's on the mats, in life, or chasing a big goal, you don’t quit just because it gets tough. You adapt, you adjust, and you keep going." – Stephan Kesting The post #213 Stephan Kesting: Surviving the Wild – Perseverance, Pro…

1
119| Are you Wasting Money on These Things? [Plus Ways to Save BIG!] 28:02

2M ago28:02

28:02

As you can imagine, we’ve reviewed a lot of people's budgets and through that experience we’ve learned a lot about what people waste their money on every month! As Financial Coaches, we would never tell you how to spend your money. But our job is to help you review your spending habits and help you make changes that allow you to put your money to b…

1
Overcoming Financial Anxiety: Stop the Stress! 28:09

2M ago28:09

28:09

Financial anxiety affects many—join Steve and Damon to learn how to regain control over your financial well-being. Feeling like your finances are running the show while you’re barely hanging on? You’re not alone—financial anxiety is real, and it’s more than just numbers. In this episode, Steve and Damon dive into the sneaky ways debt messes with yo…

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