Artwork

Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Player FM - Podcast App
Go offline with the Player FM app!

The Best Not Best?

44:45
 
Share
 

Manage episode 486874344 series 31291
Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Don and Tom unpack Morningstar’s latest “5 of the Best” investing methods, praising the simplicity of balanced and target-date funds but warning against high-fee versions. They emphasize that no portfolio fits everyone and push for low-cost index solutions. Listeners call in with 401k rollover questions and political discomfort around financial firms—sparking a candid, occasionally funny chat about ethics, emotions, and retirement realities. The episode wraps with a challenge to fix Social Security and a request for more five-star Apple Podcast reviews before Don dies on the mic.

1:07 Morningstar’s ‘5 of the Best’ investing methods reviewed

1:48 Balanced funds and target-date funds: pros and cautions

2:48 Three-fund and custom-fit portfolios discussed

4:08 Critique of Morningstar’s recommended balanced funds

6:19 Expense ratios of target-date funds and better alternatives

7:17 Morningstar’s risky allocation advice near retirement

9:17 Why one-size-fits-all portfolios don’t work

10:14 Caller Sally: Should we move from T. Rowe Price 401k?

12:56 T. Rowe Price vs. Vanguard fee comparison

14:03 How to roll over a 401k into an IRA

17:39 Custom portfolios vs. simplicity and human behavior

21:42 Caller Lynn: Political discomfort with Schwab as custodian

26:26 Keeping an advisor despite ideological concerns

28:38 Raising the retirement age: Denmark vs. U.S.

32:48 Fixing Social Security: remove the wage cap

35:29 Listener reviews, crypto hate, and ETF conspiracy theories

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1750 episodes

Artwork

The Best Not Best?

Talking Real Money - Investing Talk

209 subscribers

published

iconShare
 
Manage episode 486874344 series 31291
Content provided by Don McDonald. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Don McDonald or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Don and Tom unpack Morningstar’s latest “5 of the Best” investing methods, praising the simplicity of balanced and target-date funds but warning against high-fee versions. They emphasize that no portfolio fits everyone and push for low-cost index solutions. Listeners call in with 401k rollover questions and political discomfort around financial firms—sparking a candid, occasionally funny chat about ethics, emotions, and retirement realities. The episode wraps with a challenge to fix Social Security and a request for more five-star Apple Podcast reviews before Don dies on the mic.

1:07 Morningstar’s ‘5 of the Best’ investing methods reviewed

1:48 Balanced funds and target-date funds: pros and cautions

2:48 Three-fund and custom-fit portfolios discussed

4:08 Critique of Morningstar’s recommended balanced funds

6:19 Expense ratios of target-date funds and better alternatives

7:17 Morningstar’s risky allocation advice near retirement

9:17 Why one-size-fits-all portfolios don’t work

10:14 Caller Sally: Should we move from T. Rowe Price 401k?

12:56 T. Rowe Price vs. Vanguard fee comparison

14:03 How to roll over a 401k into an IRA

17:39 Custom portfolios vs. simplicity and human behavior

21:42 Caller Lynn: Political discomfort with Schwab as custodian

26:26 Keeping an advisor despite ideological concerns

28:38 Raising the retirement age: Denmark vs. U.S.

32:48 Fixing Social Security: remove the wage cap

35:29 Listener reviews, crypto hate, and ETF conspiracy theories

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

1750 episodes

All episodes

×
 
Loading …

Welcome to Player FM!

Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.

 

Quick Reference Guide

Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play

OSZAR »